Improve your finances in the new year with these money management tips

With the new year coming up you may find yourself looking back at the year just passed and realizing that you made it through more than a few financial struggles. If you have resolved to improve your financial situation in the new year, then allow me to suggest a few simple practices that you can adopt to ensure that this year is full of wealth and happiness.

Start Bargain Shopping

It can be easy to fall in into the practice of coming home from work, seeing an empty fridge and going to purchase the items from the nearest grocery store without giving much thought as to weather you are getting the most for your money. This year it's time to start clipping coupons and doing a little comparison shopping.

Shop both in-store and online, and use store websites and online catalogs for coupon codes to make sure that you get the very best prices on everything you purchase.